- The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. This information details whether there are any limitations in the range of products we will offer to you and how we will be remunerated. Use this information to decide if our services are right for you.
- Whose mortgages do we offer?
We only offer our own mortgages. These are first charge regulated mortgage contracts, including foreign currency regulated mortgage contracts, that are not for business purposes.
- Which service will we provide you with?
We will provide you with an execution only service.
This means that we will not assess the suitability of the product selection that you have made and will not provide you with any advice or recommendation concerning the product that you have selected. You will not benefit from any of the regulatory protections that you would have if you asked us to assess the suitability of the product selected.
- What will you have to pay us for this service?
You will receive a Product Transfer Illustration, which will give you information about any fees payable to us.
- Who regulates us?
Danske Bank is a trading name of Northern Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 122261.
Registered in Northern Ireland (registered number R568). Registered Office: Donegall Square West, Belfast, BT1 6JS. Northern Bank is a member of the Danske Bank Group.
Our permitted business is advising on, arranging and administering mortgages.
You can check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/ or by contacting the FCA on 0800 1116768 or 0300 500 8082.